He's pretty good with money. I had him take the test and he's an ENTJ - makes sense. Unfortunately, I inherited none of that gift. I'm good with business, and with marketing, but when it comes to using money to grow money - that's not something I excel at.
I have to admit, I am somewhat jealous of those who are innately practical with money and common sense. None of my immediately family was good with money, my siblings and I aren’t either. We are good in academia, sports and art, just not anything fiscal.
You sound like you have a good head on your shoulders, so even if you’re not good necessarily good at maximizing profits, I can’t imagine you being dumb with personal finances. It helps if you have family members who are good at it; hopefully it will eventually start rubbing off.
I’m really bad at finances XD...
My solution to finances is to just never spend any money. That’s like, one of the biggest red flags of someone who sucks at managing money, apparently, because people who can actually manage it aren’t averse to spending it in moderation.
Still, my parents did help me some - even though dad doesn’t really give much advice in the money department. I learned not to take loans. That was something. I learned that eating out and getting things like coffee every day is insanely expensive, and that the goal of being financially savvy is to make your money make money.
My issue is that, for the life of me, I can never seem to get myself to actually care about money. That instinct is just absent in me. It’s like I’m a psychopath, but instead of having no empathy, I have no financial drive. Only in about the last few years have I really started to get an understanding for how much things cost/should cost to where I can get whether X price for X thing is expensive or not.
This is one of my most crippling defects as a person. I’ve been trying so hard to fix this issue with myself...but it’s tough. Visualizing having fancy things does not excite me. Everything I want/need is available to me in a single room, more or less. I just really struggle to develop financially-driven aspirations.
I think a downside of growing up with parents that are good with money is that I developed an idea that money is something a hassle, and a chore, and that spending it frivolously is irresponsible...so I don’t think I really got the dopamine circuitry for experiencing the excitement of obtaining money. When I make it, I just think “Well...now I can add this number to the other number I guess, and I’ve succeeded slightly more as a human. Woot.” And when I spend it, I just feel this sense of like...dull guilt, and reservations. Do I really need this thing? Is it worth it? Does it matter if socks have holes if nobody ever sees them anyways?
I dunno. Not having a proper love of money makes me feel like I’m not a good representative of the species sometimes. Plus, now I have this non-profit concept, which legitimately needs a significant amount of money to happen. So I have to do a bit of a for-profit project to fund it, and I need to get investors...which means I have to appreciate the way investors think and not take their generosity for granted. Which means I need to learn to have more respect for money.
I’m working on it. I might be getting a couple of great courses in law and business for Christmas
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